Citi Bank Credit Card Apply Online at www.citi.com – Activate Citi Credit Card

Citibank is a part of the financial services conglomerate, Citigroup, concentrating on the financial consumer aspect of the company. With a history of over two centuries, Citibank has over 2,600 branches in 19 countries. Citibank offers a wide range of credit cards, mortgages, personal loans, commercial banking, and more.

As a consumer of Citi, individuals enjoy various benefits such as online banking, mobile banking, phone banking, worldwide ATM availability, wealth management, investment options, and a wide range of crediting options.

Citi Credit Cards is a widely accessed service where customers can avail themselves of a credit card most suitable to their needs. There are 13 Citi Credit Cards available, each having benefits according to their category. The Credit Card categories which customers can choose from are:

• • • • • • Travel
          • Cashback
          • Business
          • Balance Transfer
          • 0% Intro APR
          • Rewards

So if you are already excited about getting your Citi Credit card, this article will walk you through all the necessary steps. It might seem complex due to the required procedures; however, this guide will simplify the whole process for you.

Requirements:

• It would help if you had a laptop, desktop, or smartphone to navigate the Citi portal and avail yourself of their banking services.
• A stable internet connection is required to prevent disruption during any registration process.
• You would also need your details, Address details, Financial details, SSN (Social Security Number), Email Address, and Phone number.

How to create your own Citi Account?

Before applying for a Citi Credit Card, creating an online account with Citi bank is advisable. This will shorten your credit card application process. You would also find it convenient to manage your credit card bills through internet banking. So it would be best to register for a Citi online account.

However, if you only want to apply for a Citi Credit Card, you can skip the next few steps to use for credit card directly.

For those who want to create an online account, follow these simple instructions to do so:

1. To create your Citi online account, visit the Citi homepage at https://citi.com.
2. Click the ‘Open an Account’ tab.
3. Enter your Zip Code and click on ‘Submit.
4. Select the type of account that you want to create.
5. Click on ‘Next to proceed.
6. On the registration page, fill in all the details requested, such as Personal details, Address details, Financial details, SSN (Social Security Number), Email Address, and Phone number.
7. After reading the terms and conditions, click on the box to agree to the said terms.
8. Click on the ‘Agree & Submit’ to proceed to the next page.
9. Create your username and password to complete your account registration.

How to log in to your Citi Account?

Once you have your login credentials, you can use them to sign on to your Citi Account. Here’s how:

1. To sign on to your Citi account, visit the Citi homepage at http://citi.com.
2. You can find the ‘Sign On’ section present on the right side of the page.
3. Enter your Citi User ID.
4. Enter your password.
5. Click on ‘Sign On to log in to your account.

What to do if you have forgotten your login credentials?

It is paramount that you keep your login credentials safely and accessible with you at all times. Since your banking account contains financial information that can be compromised, ensure that you do not misplace the account’s login credentials. However, if you have forgotten your User ID or Password, you can retrieve/reset them by following these simple steps:

1. To reset your password or retrieve your User ID, visit the Citi homepage at http://citi.com.
2. Click on the ‘Forgot User Id or Password?’ option.
3. On the next page, select the appropriate customer type.
4. For Bank / Credit Card customers, enter your ATM/Debit Card/Credit Card number.
5. Click on ‘Continue’.
6. Select the credential that you wish to reset/retrieve.
7. Continue to retrieve your User ID or reset your password.

How to apply for a Citi Credit Card?

For Citi customers with their login credentials, you can apply for a credit card by logging in to your Citi account. There you will have an option to apply for a credit card. All you would have to do is select the type of credit card you wish to use. Since your information is already in your Citi account, your credit card application will be completed immediately.

However, if you do not have a Citi online account, you apply for a Citi Credit Card by following these simple steps:

1. To apply for a Citi Credit card, visit the Citi homepage at http://citi.com.
2. Hover over the ‘Credit Cards’ tab found in the left corner.
3. Click on ‘View All Credit Cards.
4. Out of the 13 credit card options, select the most suitable plan for you by clicking on the ‘Learn More & Apply’ option beside every credit card.
5. After reading through the credit card details, click on the ‘Apply Now button on the page’s right side.
6. On the credit card application page, provide the required details such as Personal details, Address details, Financial details, SSN (Social Security Number), Email Address, and Phone number.
7. After reading the terms and conditions, click on the box to agree to the said terms.
8. Click on the ‘Agree & Submit’ to proceed to the next page.
9. Completing the remaining prompts will confirm and submit your credit card application.

How to activate your Citi Credit Card online?

Once you have completed your credit card application and received the card through the post, you can activate the Citi Credit Card by following these simple steps:

1. First, visit the Citi homepage at http://citi.com.
2. Click on the ‘Activate’ option.
3. Next, enter your Credit Card number.
4. Finally, click on ‘Continue’ to proceed with your card activation.

This article has provided all the necessary information to apply and get your own Citi Credit Card. However, if you face any issues and require further assistance, you can call the customer support helpline at 1 – 800 – 347 – 4934.