The American Express Company (AMEX), a multinational financial services corporation headquartered in New York City, is the 23rd most valuable brand in the world (and the highest within financial services), estimated to be worth US$24.5 billion.
American Express is the fourth largest general-purpose card network globally based on purchase volume and includes consumer, small business, and corporate cards. Visit https://www.americanexpress.com/en-in/ to know more in detail about American Express.
Everything you need to know about American Express Credit Cards
American Express, as of 2019, had 114.4 million cards in force, including 54.7 million cards in the United States, each with average annual spending of $19,972. Credit cards using the American Express network account for almost 22.9% of the total dollar volume of credit card transactions in the United States.
Below are a a few pointers on using some of the services and benefits American Express offers.
Benefits of using American Express Cards:
Given below are a few of the benefits you get from choosing American Express Cards:
- American Express provides a wide array of Financial Services to its customers and allows them to use their Credit Cards for everyday use, including Movies, Shopping, Travelling, and even paying their Medical Bills.
- The American Express Credit Card services offer various pricing models that are flexible and easy to use to accommodate customers from all financial levels.
- To reward loyal customers, American Express hands out several prizes and coupons from time to time, guaranteeing cashback to all AMEX cardholders.
- American Express gives users access to all its affiliated stores and benefits, including zero lost card liability.
- American Express’s emergency card replacement service allows users to replace or redeem their AMEX cards at any of its established branches.
American Express Cards and the Membership Offers:
Here are some of the cards and their membership offers provided by American Express:
- American Express Gold Card: The annual Fee for this card is $250.This card provides users with up to 50,000 Membership Rewards Points once they spend $2,000 on purchases in the first three months.
- American Express Cash Magnet Card: This card has no annual fee. New users can receive a cashback of up to $200 in the form of a statement credit once they spend $1,000 on purchases in the first three months.
- American Express Everyday Credit Card: This card has no annual fee. This card provides users up to 15,000 Membership Rewards Points once they spend $1,000 on purchases in the first three months.
- American Express Platinum Card: The annual Fee for this card is $500. This card provides users up to 60,000 Membership Rewards Points once they spend $5,000 on purchases in the first three months.
- Blue Cash Everyday Card: This card has no annual fee. New users can receive a cashback of up to $200 in the form of a statement credit once they spend $1,000 on purchases in the first three months.
Types of American Express Cards for Travellers:
Here are some of the credit cards especially useful to travelers provided by American Express:
- Blue Delta SkyMiles Credit Card: This card has no annual fee. This card provides users up to 10,000 Membership Rewards Points once they spend $500 on purchases in the first three months.
- Gold Delta SkyMiles Credit Card: There is no annual fee for this card in the first year, after which users will be charged 95$ annually. This card provides users up to 35,000 Membership Rewards Points once they spend $1000 on purchases in the first three months.
- Platinum Delta SkyMiles Credit Card: The annual fee for this card is 195$. This card provides users up to 5,000 Medallion Qualification Miles (MQMS) and 35,000 Bonus Miles and a chance to earn a $100 statement credit once they spend $1000 on purchases in the first three months.
- Delta Reserve Credit Card: The annual fee for this card is 450$. This card provides users up to 10,000 Medallion Qualification Miles (MQMS) and 40,000 Bonus Miles once they spend $3000 on purchases in the first three months.
- Hilton Honors Card: There is no annual fee for this card. This card provides users up to 100,000 Hilton Honors Bonus Points once they spend $1000 on purchases in the first three months.
Setting up your American Express Credit Card
It is necessary to have an account registered on the American Express website, which will give you access to several online services and allow you to manage your monthly payments hassle-free.
Eligibility Criteria for American Express Credit Card:
You must satisfy the following eligibility criteria before applying for any of the American Credit Cards:
- The Customer must be 18 years or older.
- The credit history of the Customer must be cleared with zero dues.
- The Customer must be employed in a company, and their organization must be 18 months or older.
Registration of the American Express Card:
Following are the steps to register your American Express Account:
- Visit https://www.americanexpress.com/en-in/.
- On the menu panel, click on the ‘My Account icon in the top left corner.
- Click on the ‘ Register for Online Services ‘ option.
- Fill in your 15-Digit Card Number.
- Next, fill in the prompted 4-Digit Card ID.
- Verify all the information and click on the ‘Confirm’ option.
- On the redirected page, fill in your username, bank details, password, and other credentials.
- Once you set up your security question for future use, follow the remaining prompts.
Your American Express account will now have been registered.
Log in to your American Express Account
Once your American Express account is up and running, follow the below steps whenever you want to log in to your account:
- Visit https://www.americanexpress.com/en-in/.
- On the menu panel, click on the ‘Login’ icon in the top right corner.
- Enter your user ID and password, and select the Card Type from the options.
- Finally, click on ‘Login.’
- You can select the ‘Remember Me option to avoid entering your details every time you log in.
You will now be logged in to your American Express Account.
Activate your American Express Card:
Following are the steps to activate your American Express Card:
- You will receive your AMEX card through the US Mail Service at your registered address.
- Visit This Link
- You will be required to input your AMEX Card Number along with a 4-digit card ID.
- Click on ‘Confirm.’
Your American Express account will now be activated.
American Express Help Information
American Express provides several customer service options to choose from:
American Express Customer Service and Contact Information:
- Via Contact Us Page: Visit Select your needs from the options given and contact the American Express representatives accordingly.
- Via Call: For any assistance, contact the toll-free numbers 1‑800‑954‑0559 (Domestic) and 1‑801-449-4019 (International)